Why Bodhik

We help you achieve your financial goals

Personalized Advice

  • Personalized Risk Assessment
  • Ongoing Rebalancing
  • Right Portfolio and Investment Amount

Smarter Portfolios

  • Backed by sound research
  • No human bias
  • Constant monitoring to get better

Convenient and Time Saving

  • Reduced Paperwork
  • Track and manage online
  • We do the research saving your time

Why Mutual Funds?

Better ROI, Expert Management, Diversified portfolio and Convenient to Invest.

Better Returns

    Over the long run, Mutual Funds have consistently:
  • Beaten the benchmark by 1-5%
  • Beaten the fixed return instruments(FD etc) by huge margin

Expert Fund Managers

    Mutual Funds are managed by AMCs having:
  • Professional Fund Managers
  • Low Fund Management Fees

Diversified Portfolio

    Mutual Funds:
  • Diversify their portfolio well
  • Adapt quickly to market conditions


    Mutual Funds:
  • Are convenient to invest in
  • Most of the instructions can be placed online

How it works

Just a few clicks from the comfort of your home!

  • Select your Goals

    • Tell us a bit about yourself
    • Check our suggested Goals
    • Select your goal
  • Build personalized portfolio

    • Select mutual funds for your Goal.
    • Build your portfolio
  • Invest Online

    • Select the amount for each investment instrument
    • Invest at the click of a button
  • Track Performance

    • Track the performance of your investment
    • Track the progress of your goal

Frequently asked questions about Mutual Funds

Here is a list of top FAQs that we get about Mutual Funds

What is a Mutual Fund?

Mutual fund is a mode to mobilize money from investors ( mostly individuals) to invest in different markets , Mutual funds help small investors make diversified investments in multiple companies and at the same time , get professional fund management services.

What is the role of a Mutual Fund?

Primary role of mutual fund is providing avenues for investors in building their wealth by helping them to participate in opportunities for various securirties and market.

What are the advantages of Mutual Funds for Investors?

The salient Advantages include but not limited to:

  • Professional Management
  • Affordable portfolio Diversification
  • Economies of scale
  • Tax benefits
  • Tax deferals
  • Sytematic approach to investments ( you donot need to time the market)
  • Regulatory comfort ( All mutual funds are regulated directly by SEBI)

What is Mutual Fund Advisory?

There are around 1500+ Mutual fund schemes currently running with various themes and types. some are debt, some equity, some diversified, some invest in large cap,others invest in mid-cap and small caps, with all these plethora of offers, retail investors have one question which mutual fund should i invest in Bodhik throught its ALgorithmic robo advisory helps you provide the answers to just this. Our Algorithm looks at your risk appetite, your risk profile, your goals and then uses a proprietary algorithm which uses advanced portfolia analysis tools and tonnes of historical data to recommend best mutual funds for you.

What does a mutual fund advisor do ?

A mutual fund advisor helps you create a structured personalized mutual fund portfolio in line with your financial goals so as to ensure you are able to meet your financial goals and build a long term valuable investment portfolio.

Is Bodhik a Mutual fund advisor ?

Bodhik is a robo advisor which uses algorithms to give you personalized mutual fund advice and ties your investment with your goals.

Are Mutual Funds investments risky?

Mutual funds like any equity investments are subject to market risks. In case of debt funds two big risks are interest rate risk and credit risk.

What is a SIP (Systematic Investment Plan)?

SIP is a structured way to invest pre-determined money at regular intervals in mutual funds. SIP helps you get disciplined with your investments and also reduces cost by cost averaging .All mutual funds let you invest in regular SIPS.

What is the difference between debt and equity mutual funds?

Debt funds invest major part of their holdings in fixed income instruments like g-secs,bonds etc. Depeding in securities they investe in debt funds are classified majorly into liquid funds, ultra short term debt funds, short tern debt funds or long term debt funds Equity Mutual funds invest major part of their holdings in equity stocks of companies, while type of companies can vary depending upon objectives of the scheme majority of investments are always in equity. Based on the size of companies they invest Equity mutual funds can be classified into Large Cap funds,Mid-Cap funds, Smal cap funds, Mutli cap funds etc.

Which fund should I invest in and what is a minimum SIP (Systematic Investment Plan) amount?

Just key in some basic information and our robo-advisor will suggest the best funds for you. In most of funds you can start with SIP as less as Rs 1000.